Back Taxes & Unfiled Returns
“What are my choices if I owe back taxes and can't pay them all?”
When back taxes cannot be paid in full, the options often depend on how large the balance is, whether returns are filed, and whether the IRS or a state agency has already started collection activity. Common possibilities can include installment arrangements, partial payment setups, or, in some cases, temporary collection relief if financial information shows hardship. The type of notices received, the age of the debt, and current income and expenses usually shape what is available. Penalties, interest, and any refund offsets can also affect how the balance changes over time. Going through your records with a CPA usually surfaces the answer in under an hour.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“I owe a lot in back taxes, what are my realistic options?”
“What options do I have if I owe back taxes I can't pay?”
“I have a large back tax balance, what can I realistically do?”
“I’m behind on taxes and owe a big amount, what are my options?”
“I haven't filed taxes in 5 years, how much trouble am I in?”
“I haven't filed taxes in more than 10 years, how much trouble am I in?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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