Bookkeeping Cleanup

“How can I make my books look right for a loan application?”

CommonDeep Dive · 60 min · $170

For a loan application, “looking right” usually means the books are consistent, complete, and easy to reconcile with the records a lender may review. The answer often depends on the type of loan, the business entity involved, and how well income, expenses, and owner activity are documented. Lenders commonly pay attention to whether bank statements match the bookkeeping, whether personal and business transactions are separated, and whether any cleanup is needed for uncategorized entries, missing receipts, or prior-period errors. The presentation can also vary based on whether the request is for a startup, an established business, or a refinance. A CPA who reads your specifics can usually tell you, in plain English, where this lands.

In your 60-minute session, the KGOB advisor handling it will:

Read your exact situation and tell you, in plain English, what’s actually going on.
Lay out your options and the trade-offs — no jargon, no judgment.
Give you a clear next step you can act on, whether that’s with us or on your own.