Bookkeeping Cleanup

“How do I clean up my books before I apply for a loan?”

CommonDeep Dive · 60 min · $170

Preparing books for a loan often starts with making the records easier for a lender to follow, with attention to bank reconciliations, missing transactions, and any gaps between the bookkeeping and filed tax returns. Lenders often look closely at revenue trends, outstanding liabilities, owner draws, and whether the financial statements tie back to supporting documents. The answer can also depend on how long the books have been messy, whether the business uses cash or accrual reporting, and whether prior returns or payroll records need to be aligned before the application is reviewed. Walking the details through with a CPA is the fastest way to know what truly applies here.

In your 60-minute session, the KGOB advisor handling it will:

Read your exact situation and tell you, in plain English, what’s actually going on.
Lay out your options and the trade-offs — no jargon, no judgment.
Give you a clear next step you can act on, whether that’s with us or on your own.