Bookkeeping Cleanup

“I’m trying to apply for a loan and my books aren’t ready, how do I clean them up?”

CommonDeep Dive · 60 min · $170

When books are not ready for a loan application, the cleanup process often centers on getting the records consistent, complete, and easy to explain to a lender. Common factors include missing bank activity, uncategorized expenses, unreconciled accounts, and differences between bookkeeping reports and tax filings. The amount of cleanup needed can also depend on whether the books are for a sole proprietorship, LLC, or corporation, and how far back the records need to be reviewed. Lenders often look for clear support behind revenue, payroll, debt, and major expenses, so the focus is usually on making those items traceable and organized. Going through your records with a CPA usually surfaces the answer in under an hour.

In your 60-minute session, the KGOB advisor handling it will:

Read your exact situation and tell you, in plain English, what’s actually going on.
Lay out your options and the trade-offs — no jargon, no judgment.
Give you a clear next step you can act on, whether that’s with us or on your own.