Bookkeeping Cleanup

“What do I do if my books are a mess and I need a loan?”

CommonDeep Dive · 60 min · $170

When books are messy and financing is involved, the main issues often center on how complete the records are, what the lender wants to see, and whether the business income and expenses can be supported. Lenders commonly look for organized financial statements, bank activity, and a clear picture of cash flow, so gaps or inconsistencies can affect how the file is reviewed. The answer also often depends on whether the records are for a sole proprietorship, LLC, or corporation, and how far back the cleanup needs to go. In many cases, the first step is separating missing transactions from simple categorization errors. Going through your records with a CPA usually surfaces the answer in under an hour.

In your 60-minute session, the KGOB advisor handling it will:

Read your exact situation and tell you, in plain English, what’s actually going on.
Lay out your options and the trade-offs — no jargon, no judgment.
Give you a clear next step you can act on, whether that’s with us or on your own.