Bookkeeping Cleanup

“What’s the best way for me to clean up my books before seeking a loan?”

CommonDeep Dive · 60 min · $170

Preparing books for a loan application often centers on making the records consistent, complete, and easy for a lender to review. Common factors include whether bank and credit card accounts are reconciled, whether income and expenses are categorized in a way that matches the business activity, and whether any old uncategorized items, missing invoices, or owner draws are identified. Lenders also tend to look at how current the financial statements are and whether they align with tax returns and supporting records. The exact cleanup approach often depends on the loan type, the age of the records, and how much documentation is available. A focused session can map this against your actual situation in plain English.

In your 60-minute session, the KGOB advisor handling it will:

Read your exact situation and tell you, in plain English, what’s actually going on.
Lay out your options and the trade-offs — no jargon, no judgment.
Give you a clear next step you can act on, whether that’s with us or on your own.