Cash Flow & Profit
“As a small business owner, my business is profitable but I have no cash, why?”
A practical way to think about this is to separate cash on hand from tax obligations that may still be pending. The answer often depends on whether the money is personal income, business receipts, or funds already earmarked for income tax, payroll tax, sales tax, or estimated payments. Entity type also matters, since a sole proprietorship, S corporation, or C corporation can create very different cash flow patterns. Recordkeeping, owner draws, and timing of deductions can all affect how much of the balance is truly available versus reserved for the IRS. Sitting down with a CPA for thirty minutes is usually enough to draw a clean line on this.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“As a freelancer, my business is profitable but I have no cash, why?”
“As a consultant, my business is profitable but I have no cash, why?”
“As a 1099 contractor, my business is profitable but I have no cash, why?”
“As an online seller, my business is profitable but I have no cash, why?”
“How do I know how much of my money is actually mine vs the IRS's?”
“I am bundling physical equipment sales with installation services to lower my overall sales tax burden, is this a legally compliant tax strategy?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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