Inheritance & Estate

“What are the tax implications when I inherit stocks?”

CommonDeep Dive · 60 min · $170

Inheriting stocks often raises a few tax questions at once, especially around the stepped-up basis, the fair market value at the date of death, and what happens if the shares are later sold. The answer can also depend on whether the account was held in a taxable brokerage account, an IRA, or another retirement arrangement, since those are often treated differently. State inheritance or estate tax issues may also matter in some cases, along with whether the estate itself had any reporting obligations. The timing and source of any dividends or capital gains can further shape the outcome. Walking the details through with a CPA is the fastest way to know what truly applies here.

In your 60-minute session, the KGOB advisor handling it will:

Read your exact situation and tell you, in plain English, what’s actually going on.
Lay out your options and the trade-offs — no jargon, no judgment.
Give you a clear next step you can act on, whether that’s with us or on your own.