IRS Notices & Letters
“I got a CP49 notice stating my entire expected refund was applied to an old tax debt, how do I verify that the debt they applied it to was actually mine?”
A CP49 notice can raise questions about which balance the IRS matched to a refund, especially when the debt is older or unfamiliar. The key factors are the notice details, the tax year and type of liability shown, and whether the account history matches your records, such as prior returns, notices, or payments. In many cases, the IRS account transcript or online account can help confirm the source of the offset, and identity theft or a misapplied payment can also be part of the review. A targeted review with a CPA can turn the uncertainty into a clear next step.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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