IRS Notices & Letters

“I have an IRS CP49 notice, what does it mean?”

High urgencyQuick Question · 30 min · $95

An IRS CP49 notice generally points to an offset of an overpayment, often because the IRS applied a refund or other credit to another tax balance or a related federal debt. The exact meaning depends on the tax year involved, whether the notice refers to an individual or joint return, and whether there are other IRS accounts or government debts connected to the taxpayer. It is often helpful to compare the notice with prior filings and any refund records, since the notice may explain why the expected payment or refund was adjusted. Going through your records with a CPA usually surfaces the answer in under an hour.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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