IRS Notices & Letters
“I just got a Letter 3172 Notice of Federal Tax Lien Filing, how exactly will this devastating public record impact my ability to sell my home or get a business loan?”
A Letter 3172 can signal that a federal tax lien has been filed, which often affects how lenders, title companies, and buyers view the property and the taxpayer’s overall credit profile. The practical impact usually depends on whether the lien attaches to the home, whether there is enough equity, and how any sale proceeds would be handled at closing. For business financing, lenders often look at the lien amount, the underlying tax balance, and whether there is a repayment arrangement or release process in place. The timing of the sale and the type of loan application can also matter. Working through the specifics with a CPA is the cleanest way to land on the right move.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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