IRS Notices & Letters

“My IRS notice says CP49, what is that?”

High urgencyQuick Question · 30 min · $95

A CP49 notice is typically related to an IRS offset, which means the agency has applied part or all of a refund to another federal or state debt. The exact reason often depends on the type of debt involved, whether the refund was joint or individual, and how the IRS matched the payment to the account. In many cases, the notice also points to the agency or program that received the offset and the amount applied. The wording on the notice, the tax year involved, and whether the taxpayer expected a refund all shape how the situation is understood. Working through the specifics with a CPA is the cleanest way to land on the right move.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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