Penalties & Payment Plans

“How do I set up a tax payment plan if I can't pay everything now?”

High urgencyQuick Question · 30 min · $95

If a tax bill cannot be paid in full right away, the available payment plan options often depend on the type of tax balance, whether any IRS notices have already been received, and the amount of financial information being reported. The process can also vary based on whether the balance is tied to an individual return, business taxes, or a state agency. In many cases, the setup involves reviewing current income, expenses, and prior filing status so the payment arrangement reflects the taxpayer’s overall situation and any collection notices already in place. Going through your records with a CPA usually surfaces the answer in under an hour.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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