Penalties & Payment Plans

“I can't pay what I owe in taxes, can I arrange payments?”

High urgencyQuick Question · 30 min · $95

If a tax balance cannot be paid in full, payment arrangements are often part of the discussion, and the details usually depend on the amount owed, whether any IRS notices have already been issued, and whether the taxpayer can make consistent monthly payments. The type of plan available can vary based on filing history, current compliance, and whether the balance is with the IRS or a state agency. In many cases, the paperwork, account status, and any penalties or interest already added also shape what options are available and how the arrangement is set up. Going through your records with a CPA usually surfaces the answer in under an hour.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
More in Penalties & Payment Plans
Related areas of practice

This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

Back to the full library