Penalties & Payment Plans
“I owe back taxes and can't pay all at once, can I do a payment plan?”
Back taxes and payment plans often come up together, and the answer usually depends on the amount owed, whether all required returns have been filed, and whether the balance is with the IRS or a state tax agency. In many cases, installment arrangements are available, but the terms can vary based on current compliance status, prior payment history, and how the debt was assessed. If notices have already started arriving, the type of notice and the stage of collection can also shape what options are on the table. Working through the specifics with a CPA is the cleanest way to land on the right move.
In your 30-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“I can't pay what I owe to the IRS, can I arrange a payment plan?”
“Do I qualify for a payment plan on my tax balance?”
“Can I make an installment plan for my tax bill?”
“I can't pay my $2,000 tax bill, can I set up a payment plan?”
“I can't pay my $5,000 tax bill, can I set up a payment plan?”
“I can't pay my $10,000 tax bill, can I set up a payment plan?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
Back to the full library