Penalties & Payment Plans
“I owe back taxes and can't pay in full, can I make a payment arrangement?”
If back taxes cannot be paid in full, a payment arrangement is often a possible path, and the details usually depend on the balance owed, whether any returns are still unfiled, and how the IRS or state agency views the account history. The type of arrangement can also be shaped by current income, monthly expenses, and whether collection notices or penalties have already started. In many cases, the agency will look for financial information to determine what kind of monthly payment is reasonable and whether temporary relief or a longer-term plan fits the situation. A short conversation with a CPA can sort out what applies to your specific numbers.
In your 30-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“I can't pay what I owe to the IRS, can I get a payment plan?”
“If I can't pay my tax bill, can I get an installment plan?”
“Can I set up a payment plan for my unpaid tax bill?”
“I owe taxes and can't pay all at once, can I make payments?”
“I can't pay my $2,000 tax bill, can I set up a payment plan?”
“I can't pay my $5,000 tax bill, can I set up a payment plan?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
Back to the full library