Penalties & Payment Plans
“I owe back taxes and need more time, can I make payments?”
Owing back taxes and needing more time often leads to questions about installment options, payment arrangements, and how the balance is handled while payments are being made. The answer typically depends on the amount owed, whether any IRS notices have already been sent, and whether the return is already filed or still needs to be completed. State tax agencies may have their own procedures as well, and interest or penalties can continue to affect the balance in many cases. Records of prior payments, income, and filing history often shape what is available. Sitting down with a CPA for thirty minutes is usually enough to draw a clean line on this.
In your 30-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“I can't afford to pay my tax bill right now, can I get on a payment plan?”
“I owe taxes and can't pay in full, can I set up a payment plan?”
“How do I get a payment plan for my tax bill if I can't pay it now?”
“Can I arrange payment installments for my tax debt?”
“I can't pay my $2,000 tax bill, can I set up a payment plan?”
“I can't pay my $5,000 tax bill, can I set up a payment plan?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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