Penalties & Payment Plans

“I owe taxes and can't pay in full, can I get a payment arrangement?”

High urgencyQuick Question · 30 min · $95

When a tax balance cannot be paid in full, payment arrangements are often part of the discussion, and the details usually depend on the type of tax, the amount owed, and whether any IRS notices or collection actions have already started. The available options can vary based on income, filing history, and the ability to make regular payments over time. In some cases, the presence of penalties and interest also affects how the balance is managed. For many taxpayers, the key question is how to fit the arrangement to current cash flow while staying current on new tax obligations. Going through your records with a CPA usually surfaces the answer in under an hour.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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