Kohari Gonzalez Oneyear & Brown CPAs & Advisors

Penalties & Payment Plans

“I owe taxes and can’t pay in full, what are my payment plan options?”

High urgencyQuick Question · 30 min · $95

When taxes are owed and full payment is not available, the available payment plan options often depend on the balance due, the type of tax involved, and whether the return has already been filed. Factors such as current cash flow, prior filing history, and any IRS notices or collection activity can shape whether a short-term arrangement, an installment agreement, or another resolution path is a fit. In many cases, the paperwork and payment setup also vary based on whether the debt is with the IRS or a state tax agency, and whether penalties or interest are already being added. A short conversation with a CPA can sort out what applies to your specific numbers.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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