Penalties & Payment Plans

“I owe the IRS and need more time to pay, can I get a plan?”

High urgencyQuick Question · 30 min · $95

When an IRS balance cannot be paid right away, payment arrangement options are often part of the discussion, and the available path usually depends on the amount owed, whether prior returns are filed, and how current cash flow compares with monthly expenses. The IRS may look at the taxpayer’s filing history, any recent notices, and whether the balance is tied to a current return, an older debt, or a notice already in collections. In many cases, the main question is how much can be paid now and what monthly amount may be realistic over time. A short conversation with a CPA can sort out what applies to your specific numbers.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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