Re Investor
“I am selling a property using an installment sale agreement, do I pay capital gains tax on the entire sale price immediately or only as I receive payments?”
An installment sale often raises timing questions because the tax treatment can depend on how the agreement is structured, what portion of the gain is tied to the property, and how the buyer’s payments are scheduled over time. In many cases, the sale price, selling expenses, and any related depreciation history all affect how gain is recognized as payments are received. The type of property being sold and whether the transaction includes interest or other separate amounts can also matter. For a property sale like this, the reporting often turns on the installment terms and the way each payment is allocated. Working through the specifics with a CPA is the cleanest way to land on the right move.
In your 90-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“I flipped a severely distressed house in less than a year, will my massive profits be taxed as ordinary income or short-term capital gains?”
“I am selling a highly profitable rental property and want to use a 1031 exchange, exactly how long do I have to officially identify a replacement property?”
“I own multiple rental properties that generate massive passive losses, can I use those losses to offset my W-2 salary if I qualify as a real estate professional?”
“I successfully refinanced my investment property and pulled out cash to buy another one, is that massive cash out legally considered taxable income?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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