Side Hustle & Gig Income

“Do I have to claim Zelle payments from my side hustle as income?”

CommonQuick Question · 30 min · $95

Zelle payments from a side hustle often raise recordkeeping questions because the tax treatment usually depends on what the payments were for, not the payment app itself. If the money was received for goods, services, or other business activity, it is commonly part of gross income, while personal transfers, reimbursements, or shared expenses are treated differently. The surrounding facts, such as how the account is used, whether the payments were tied to customer work, and how the amounts are documented, often shape the reporting analysis. A short conversation with a CPA can sort out what applies to your specific numbers.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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