Kohari Gonzalez Oneyear & Brown CPAs & Advisors

Side Hustle & Gig Income

“Do I need to claim Zelle payments from my side hustle on my tax return?”

CommonQuick Question · 30 min · $95

Zelle payments from a side hustle can be part of taxable business income, but the answer often depends on what the payments were for, whether they were tied to selling goods or services, and how the activity is reported on the return. Personal transfers, reimbursements, and payments between friends are typically treated differently from income earned through work. Recordkeeping also matters, since the pattern of deposits, invoices, and any platform records can affect how the payments are characterized. In many cases, the key question is not the payment app itself, but the underlying business activity and documentation. Walking the details through with a CPA is the fastest way to know what truly applies here.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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