Side Hustle & Gig Income

“I made side gig money on Zelle, do I have to put that on my taxes?”

CommonQuick Question · 30 min · $95

Side gig money received through Zelle is often part of the tax picture, but the answer usually depends on what the payments were for, whether the activity was a business or occasional personal help, and how the records are kept. Zelle is only the payment method, so the tax treatment typically follows the underlying work or sale. In many cases, the amount, frequency, and whether expenses were incurred can affect how the income is reported and what supporting records matter. If the payments were for services, sales, or repeated side work, that often changes the reporting analysis. Going through your records with a CPA usually surfaces the answer in under an hour.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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