Side Hustle & Gig Income

“What do I do for taxes if my side hustle income came in through Zelle?”

CommonQuick Question · 30 min · $95

Side hustle income that arrives through Zelle is often treated the same as other business income, so the tax picture usually depends on how the payments were received, whether the activity was run as a business or a hobby, and what records were kept for the deposits and related expenses. The reporting also can vary based on whether the Zelle transfers were personal reimbursements, payments for services, or sales tied to a side business. In many cases, matching the payment history to invoices, bank records, and expense documentation helps clarify what belongs on the return. Going through your records with a CPA usually surfaces the answer in under an hour.

In your 30-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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