Sold Home
“I was forced to sell my house due to a severe medical emergency, what specific documentation does the IRS require to approve an unforeseen circumstances exemption?”
A forced home sale tied to a severe medical emergency often turns on how the IRS views the facts, the timing of the sale, and whether the event qualifies as an unforeseen circumstance under the home sale rules. Documentation commonly centers on records that show the medical emergency, the connection between the event and the move, and the ownership and use history of the home. In many cases, medical records, hospital or physician statements, and closing documents help support the explanation, along with any evidence of when the need to sell began and how the situation affected occupancy. Working through the specifics with a CPA is the cleanest way to land on the right move.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“I sold my primary home for a massive profit after living in it for exactly three years, how do I formally claim the capital gains exclusion on my tax return?”
“I made hundreds of thousands of dollars in massive home improvements over the years, how do I add these costs to my basis to lower my capital gains tax?”
“I received a 1099-S from the title company after selling my house, do I still have to report the sale to the IRS if all the profit is totally tax-free?”
“I am a military member and deployed overseas for three years, does the IRS suspend the five-year ownership test for the home sale exclusion while I am away?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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