RSUs, ESPP & Stock Options

“Can you break down the tax rules for my non-qualified stock options?”

CommonDeep Dive · 60 min · $170

Non-qualified stock options often raise tax questions at several points, including when the options are granted, when they are exercised, and when the shares are later sold. The tax treatment typically depends on the option terms, the spread between the exercise price and the stock value at exercise, and whether the shares are held long enough before sale. Payroll withholding, income reporting, and the timing of any capital gain or loss can also affect the result. For employees, the company’s reporting on the W-2 and the transaction records from the brokerage usually help determine how the income is characterized. A short conversation with a CPA can sort out what applies to your specific numbers.

In your 60-minute session, the KGOB advisor handling it will:

Read your exact situation and tell you, in plain English, what’s actually going on.
Lay out your options and the trade-offs — no jargon, no judgment.
Give you a clear next step you can act on, whether that’s with us or on your own.