RSUs, ESPP & Stock Options

“How are incentive stock options taxed on my return?”

CommonDeep Dive · 60 min · $170

Incentive stock options are often taxed differently than regular wages, and the return treatment can depend on when the shares were exercised, when they were sold, and whether the sale is treated as qualifying or disqualifying. In many cases, the ordinary income and capital gain pieces are reported in different places, and the timing of the sale can affect whether any adjustment is needed for the alternative minimum tax. The employer reporting, your cost basis records, and any vesting or exercise details usually matter as well, since those items can change how the transaction appears on the return. A short conversation with a CPA can sort out what applies to your specific numbers.

In your 60-minute session, the KGOB advisor handling it will:

Read your exact situation and tell you, in plain English, what’s actually going on.
Lay out your options and the trade-offs — no jargon, no judgment.
Give you a clear next step you can act on, whether that’s with us or on your own.