RSUs, ESPP & Stock Options

“I bought ESPP shares and I'm not sure how the taxes work?”

CommonDeep Dive · 60 min · $170

ESPP shares often create tax questions because the timing of the purchase, the discount from market value, and what happens when the shares are later sold can all affect how the transaction is reported. In many cases, the answer also depends on whether the sale is a qualifying or disqualifying disposition, and on how the purchase was reflected on the W-2 or brokerage forms. Cost basis, holding period, and any employer withholding details can also change the outcome. The tax treatment is often different from a regular stock purchase, so the records tied to the offering period and sale date matter. A targeted review with a CPA can turn the uncertainty into a clear next step.

In your 60-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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