RSUs, ESPP & Stock Options
“I have RSUs, when do I owe tax on them?”
Restricted stock units are often taxed when they vest, because that is when the shares or their cash value may become available to the employee. The timing can depend on whether the award is settled in stock or cash, whether any shares are withheld for taxes, and how the income is reported by the employer. In many cases, the vesting date, the payroll reporting, and any later sale of the shares all matter for the final tax picture. State tax treatment and the way the RSUs appear on a W-2 can also affect how the income is tracked. Walking the details through with a CPA is the fastest way to know what truly applies here.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“What taxes apply to my RSUs?”
“I’m confused about the tax treatment of my RSUs?”
“Do my RSUs count as taxable income, and when?”
“I got RSUs and don’t understand the tax side, can you help?”
“My RSUs vested and my paycheck looks off, did I already pay the tax?”
“My stock options vested and my paycheck looks off, did I already pay the tax?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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