RSUs, ESPP & Stock Options
“I'm trying to decide whether to sell my RSUs now or hold them for taxes?”
RSUs often create a tax question because the shares are usually taxed when they vest, while any later sale can create a separate capital gain or loss based on how long the shares are held after vesting. The timing of a sale, the vesting date, and whether the share price moved after vesting often shape the outcome. For many people, the decision also depends on cash needs, concentration risk, and how the transaction is reported on the W-2 and brokerage forms. In some cases, state tax treatment can also affect the overall picture. A short conversation with a CPA can sort out what applies to your specific numbers.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“Should I cash out my RSUs now or hold them longer for tax reasons?”
“I'm wondering if I should sell my RSUs now or keep them for tax benefits?”
“Do I hold my RSUs or sell them now for better tax treatment?”
“Should I sell my RSUs immediately or keep them for tax purposes?”
“My RSUs vested and my paycheck looks off, did I already pay the tax?”
“My ESPP shares vested and my paycheck looks off, did I already pay the tax?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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