RSUs, ESPP & Stock Options
“Should I sell my RSUs immediately or keep them for tax purposes?”
RSUs often create a tax question at vesting, because the value is typically treated as income when the shares become yours, even if you keep them. Whether selling right away or holding longer makes sense often depends on the vesting date, your current tax bracket, and how much concentration risk you want in your employer’s stock. Some people also look at cash needs, future stock volatility, and whether later gains or losses would be short term or long term. The tax picture can change depending on the timing of sale and any other income in the same year. Sitting down with a CPA for thirty minutes is usually enough to draw a clean line on this.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“Should I sell my RSUs now or keep them for better tax treatment?”
“Do I sell my RSUs now or hold them for better taxes?”
“Is it better for me to sell my RSUs now or wait for better tax treatment?”
“Should I cash out my RSUs now or hold them longer for tax reasons?”
“My RSUs vested and my paycheck looks off, did I already pay the tax?”
“My stock options vested and my paycheck looks off, did I already pay the tax?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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