Day Trading & Investing

“How do wash sale rules affect my taxes if I trade options frequently?”

CommonDeep Dive · 60 min · $170

Frequent options trading can create wash sale issues in ways that are more complex than stock trades, because the timing of purchases, sales, expirations, and contract replacements can affect whether a loss is deferred. The tax treatment often depends on the specific option type, the holding period, and whether substantially similar positions were opened in the same account or across related accounts. Recordkeeping also matters, since repeated trades can make it harder to trace adjusted basis and deferred losses. In many cases, the overall impact on taxable income depends on the full pattern of trading activity during the year. Sitting down with a CPA for thirty minutes is usually enough to draw a clean line on this.

In your 60-minute session, the KGOB advisor handling it will:

  • Read your exact situation and tell you, in plain English, what’s actually going on.
  • Lay out your options and the trade-offs — no jargon, no judgment.
  • Give you a clear next step you can act on, whether that’s with us or on your own.
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This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.

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