On July 4, 2025, OBBBA enacted a new deduction for qualified tip income under IRC §224. ¹ The headline number is up to $25,000 per worker per year, available for tax years 2025 through 2028. The implementation guidance. Treasury's tipped-occupations list and the Federal Register final regulations, is where it gets complicated.
We have eight restaurant and hospitality clients with W-2 payroll under $3M each. The new deduction matters for their workers. It does not matter for them as owners. Here is the line between.
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