Back Taxes & Unfiled Returns
“What options do I have if I owe back taxes I can't pay?”
When back taxes cannot be paid in full, the available paths often depend on the balance owed, current cash flow, and whether all required returns have been filed. In many cases, taxpayers look at installment arrangements, partial payment options, or, if hardship is significant, collection alternatives tied to financial information and account history. The IRS and state agencies also tend to weigh whether notices have already been issued, whether penalties or interest have grown, and whether there are missing filings. The right fit usually turns on the size of the debt, the taxpayer’s income, and the ability to document financial hardship. A targeted review with a CPA can turn the uncertainty into a clear next step.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“I owe a lot in back taxes, what are my realistic options?”
“I have a large back tax balance, what can I realistically do?”
“What are my choices if I owe back taxes and can't pay them all?”
“I’m behind on taxes and owe a big amount, what are my options?”
“I haven't filed taxes in 5 years, how much trouble am I in?”
“I haven't filed taxes in more than 10 years, how much trouble am I in?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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