Inheritance & Estate
“If I inherit stocks, what taxes apply to me?”
Inheriting stocks often brings a mix of income tax and estate tax considerations, and the details usually depend on the type of account, the value of the shares at the time of death, and whether the assets were held in a taxable brokerage account or a retirement account. In many cases, inherited securities receive a new tax basis tied to the date of death value, which can affect later capital gain calculations when the shares are sold. If the inheritance includes dividends, sale proceeds, or retirement account assets, the tax picture can change based on how and when those amounts are received. Sitting down with a CPA for thirty minutes is usually enough to draw a clean line on this.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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