Inheritance & Estate
“What's the tax treatment of stocks I inherited?”
Inherited stocks are often handled differently from stocks you bought yourself, and the tax picture usually depends on how the shares were valued when they passed to you, whether they were sold right away or held, and what kind of account they came from. In many cases, the inherited basis and the date of death valuation matter more than the original purchase price. The treatment can also vary if the shares were in a taxable brokerage account, an IRA, or another retirement account, since those accounts may follow different rules. Recordkeeping, brokerage statements, and estate documents often shape the reporting. Walking the details through with a CPA is the fastest way to know what truly applies here.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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