Inheritance & Estate
“What tax rules apply to stocks I inherited?”
Inherited stocks often raise a few tax questions that depend on how and when the shares were transferred, the date of death valuation, and whether the account is taxable or held in a retirement plan. In many cases, the key issue is the new cost basis, which can affect later capital gain or loss when the shares are sold. Recordkeeping also matters, especially if there were dividends, estate documents, or brokerage statements involved. The tax picture can differ if the inheritance came from a trust, an estate, or a joint account, and state rules may also influence the overall treatment. Going through your records with a CPA usually surfaces the answer in under an hour.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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