RSUs, ESPP & Stock Options
“I got ESPP shares and don't understand the tax side?”
ESPP shares often create tax questions because the timing of the purchase, the discount from the market price, and what happens when the shares are later sold can all affect the reporting. In many cases, the answer also depends on whether the sale is treated as a qualifying or disqualifying disposition, along with what appears on the brokerage tax forms and the employer plan records. Basis tracking can be especially important, since the purchase discount is not always handled the same way in every situation. A targeted review with a CPA can turn the uncertainty into a clear next step.
In your 60-minute session, the KGOB advisor handling it will:
- Read your exact situation and tell you, in plain English, what’s actually going on.
- Lay out your options and the trade-offs — no jargon, no judgment.
- Give you a clear next step you can act on, whether that’s with us or on your own.
“How are my ESPP shares taxed on my tax return?”
“I bought ESPP shares and I'm not sure how the taxes work?”
“Can you explain how my ESPP stock is taxed?”
“What tax rules apply to my ESPP shares?”
“My RSUs vested and my paycheck looks off, did I already pay the tax?”
“My stock options vested and my paycheck looks off, did I already pay the tax?”
This page is a prompt to start a conversation, not tax or legal advice, and states no tax-law specifics as fact. A consult session does not by itself create an ongoing engagement. We do not promise specific outcomes or savings. Kohari Gonzalez Oneyear & Brown PLLC — Charlotte, NC.
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